Chase Sapphire Reserve
-  50,000 bonus points after $4,000 spent in your first 3 months with the card
-  points worth 1.5 cents when redeeming for travel through Chase Ultimate Rewards
-  $300 in reimbursements for most travel purchases charged to the card each year
-  3x points on travel and dining purchases, 1x points on all other card purchases
-  up to $100 one-time application fee credit for either Global Entry or TSA Pre
-  redeem for 1:1 point transfer to leading airline and hotel loyalty programs
-  access to 1,000+ airport lounges with free enrollment in Priority Pass Select
-  annual fee of $450
Our verdict: The Chase Sapphire Reserve is an amazing card for the first year. You pay the $450 annual fee and get 50,000 points (worth a minimum of $500), $300 in travel credit (which can be used on flights, hotels, parking, tolls and much more), $100 TSA Pre credit, 3x points on travel and restaurants and much more. You'll get several times that $450 fee back the first year. After the first year, you'll still get the $300 travel credit each year so if the other perks are worth the remaining $150 of the annual fee, keep it. Otherwise cancel or change the card to another Chase card with a smaller (or no) annual fee. Get more info or apply here.



Chase Ink Business Preferred
-  80,000 bonus points after $5,000 spent in your first 3 months with the card
-  points worth 1.25 cents when redeeming for travel through Chase Ultimate Rewards
-  3x points on travel, internet service, cable TV service, cell phone service
-  3x points on shipping purchases, most online advertising purchases
-  1x points on all other purchases with no annual limit on earning points
-  get additional employee credit cards for your business at no addition cost
-  annual fee of $95
Our verdict: The Chase Ink Preferred is an great card for anyone, even if you don't have a traditional business. If you don't have an actual business, you can just use your full name as the legal business name when applying. Getting triple points on things like travel and your internet, cable and phone bills is a great perk. This card is great for eBay and Etsy sellers as well due to the 3x point categories. The 80,000 bonus points is a huge amount and can be easily worth over $1,000 in travel. All this for just a relatively low $95 annual fee. We use this card for all our GottaDEAL related business charges. Get more info or apply here.



Chase Freedom
-  $150 bonus after you spend $500 during your first 3 months of having the card
-  Earn 5% cash back on up to $1,500 in purchases in quarterly bonus categories
-  1x points on all other purchases with no annual limit on earning points
-  redeem points for cash back, gift cards or pay with points on Amazon.com
-  points worth 1 cent when redeeming for travel through Chase Ultimate Rewards
-  earn a $25 bonus when you add your first authorized user & make a purchase
-  no annual fee
Our verdict: The Chase Freedom is a longtime favorite and a great card if you don't want an annual fee. You won't get the huge signup bonus that the above cards do or as many perks, but it's still a nice card to have and the $150 bonus is easy to attain. The rotating 5% bonus categories each quarter can be very useful. Examples of these categories are gas stations, grocery stores, restaurants as well as merchants like Amazon and Kohl's. Get more info or apply here.



American Express Platinum
-  60,000 bonus points after $5,000 spent in your first 3 months with the card
-  $200 airline fee credit each year for incidental fees on a single airline
-  $200 in annual Uber ride credits ($15 per month and extra $20 in December)
-  5x points on travel on flights booked through airlines or AmexTravel.com
-  up to $100 one-time application fee credit for either Global Entry or TSA Pre
-  access to 1,000+ airport lounges including prestigious Centurion Lounges
-  annual fee of $550
Our verdict: The American Express Platinum card is similar to the Chase Sapphire Reserve in that you can get a lot of value out of the first year, but it may not be worth keeping after that. The $550 annual fee is high, but you'll earn 60,000 points (potentially worth $1,000 or more), $200 in airline credit, the $100 TSA Pre credit as well as $200 in Uber rides plus all the other perks including lounge access. We'd recommend using the card for the first year and then evaluating your future potential use of the benefits. Get more info or apply here.



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